If you’re looking to find some black holes, it’s always helpful to know exactly what you’re looking for!
To get started on your black hole hunt, first watch this handy video to learn the basics about these strange cosmic objects.
Music: “Perfect Little Monsters” from Universal Production Music Video credit: NASA’s Goddard Space Flight Center Chris Smith (USRA): Lead Producer Chris Smith (USRA): Lead Animator Chris Smith (USRA): Lead Writer Jeanette Kazmierczak (University of Maryland College Park): Lead Science Writer Scott Noble (NASA/GSFC): Scientist John G. Baker (NASA/GSFC): Scientist Bernard J. Kelly (UMBC): Scientist
Robo-advisors have had a meteoric rise in popularity since their debut in 2008 thanks to the support from millennials and Gen Z. Today, Robo-advisors manage $460 billion, with some analysts predicting it will become a $1.2 trillion industry by 2024. Watch the video to find out why some investors believe it will never replace traditional human financial.
Since their debut in 2008, robo-advisors have had a meteoric rise in popularity. In 2020, they managed $460 billion, a 30% increase compared with 2019. Some analysts predict robo-advising will become a $1.2 trillion industry by 2024. “Investors historically have had two options when it comes to managing their investments. They could do it themselves through something like an online broker or you can work with a financial advisor,” explained Brian Concannon, head of Digital Advisor at Vanguard.
“Now, with the advent of robo-advisors, there’s a third option, and that’s to merge the benefits of professional money management and advice with the convenience of an all-digital application.” Robo-advisors’ sudden rise to prominence was made possible due to massive interest and support from millennials and Gen Z. According to a recent survey by Vanguard, millennials were twice as likely as young baby boomers to consider using a robo-advisor for investments.
“I believe that there are things that technology or algorithms can do better than humans can,” said Taylor Crane, a robo-advisor customer. “And I have no problem trusting a software to do that.” Skeptics do not expect robo-advisors to replace human advisors entirely in the near future. “Clearly, there’s always going to be a human element that’s missing,” said Jason Snipe, chief investment officer at Odyssey Capital Advisors. “My problem always will be the emotional response. Take a situation like last year when we’re going through Covid-19 and markets are moving a lot, dramatically. …
You can’t talk to the technology, right?” To combat this, many robo-advisor companies including Betterment and Vanguard began providing the option of hybrid services that combine both human and digital advice. “[Some] investors we see crave validation from a financial advisor,” said Concannon. “So for those investors, being able to pick up the phone and have a video conference with a financial advisor, have a discussion about their needs and wants goes an incredibly long way to providing them the peace of mind that they so desperately need.”
Time is on the side of the robo-advisory industry as the technology continues to improve and the younger generations accrue more wealth. “I think some combination of the two probably is where we are headed for in the future,” said Snipe. “I think the robo space has room to grow. I think it will obviously modify and change and become even more sophisticated.”
From cities to quaint towns and everything in between, Provence has something for everyone. Swim in the crystal clear waters of the Calanque de Sormiou in Marseille. Drive with the top down through fields of lavender in Valensole. Experience a bite of just-out-of-the-oven fougasse, a Provençal classic.
Stand in awe of the beautiful, white Camargue horses native to the area. Located in the South of France, Provence is uniquely positioned to be a cultural blend of the Mediterranean. Roman landmarks still prevail from the 1st century AD alongside châteaus from medieval times—a varied legacy brightened by the indigenous mimosas and cypresses.
In this week’s episode of “Cocktails with a Curator,” join Deputy Director and Peter Jay Sharp Chief Curator Xavier F. Salomon as he delves into the mystery of three rare Saint-Porchaire objects currently on view in a room featuring enamels and clocks on the third floor of Frick Madison. Much remains unknown about 16th-century Saint-Porchaire ware—exquisite pieces inlaid with colored clay and embellished with three-dimensional reliefs—but an ongoing Frick research project recently identified an exciting potential link between the great French ceramicist Bernard Palissy and a lizard on one of the ewers at the Frick. This week’s complementary cocktail is a classic French American drink, the Boulevardier.
Covid-19 is a particularly vicious disease. While a significant number of people remain asymptomatic, other patients could go on to develop what researchers are calling post-Covid-19 syndrome. Americans suffering from the condition are running into financial problems due to the inconsistent nature of the U.S. health-care system. CNBC spoke with three people about their experience battling Covid and paying for their treatment. Watch the video above to learn how coronavirus treatment costs add up long after patients leave the hospital.
Video timeline: 0:00 – Introduction 1:40 – What the data says 3:28 – In for the long haul 7:40 – Government assistance 9:12 – What’s next?
Remember the first COVID-19 vaccine jabs? They gave us hope that life might return to what it was before the pandemic. If we could only get enough people vaccinated. But some of the nations leading the world in vaccinations are still struggling with the coronavirus.
NASA’s Ingenuity helicopter, which was carried to Mars by the Perseverance rover, is set for the first ever flight on the red planet. WSJ goes inside the company that partnered with NASA to design and build an aircraft for a completely different atmosphere from Earth. Photo: NASA/JPL
Host Sarah Crespi talks with Contributing Correspondent Joshua Sokol about magnetars—highly magnetized neutron stars. A recent intense outburst of gamma rays from a nearby galaxy has given astronomers a whole new view on these mysterious magnetic monsters.
Also on this week’s show, Christoph Zollikofer, a professor of anthropology at the University of Zurich, talks about the evolution of humanlike brains. His team’s work with brain-case fossils suggests the complex brains we carry around today were not present in the early hominins to leave Africa, but later developed in the cousins they left behind.
